Sunday, March 30, 2014

Celebrities and your credit card


I wonder, have you noticed that if a face of a celebrity appears on a package the price doubles? I always wondered about that. There are catalogs that sell jam with Paula’s face and bam, the jam costs 10 bucks instead of 3 or 4. Rachel’s face makes the kitchenware double in price.
Today I want to write about the cosmetics advertized as Cindy Crawford’s skin care. Meaningful Beauty defrauded me out of a lot of money with amazing help from Capital One credit card.
I understand that Cindy Crawford does not know about what is being done to people’s money under her name. She did not renewed the commercial in years. Some money, probably, drips into her account monthly, but I am sure she is not the one to blame. The only fault I can accuse her of is letting criminals use her name to lure unsuspecting fools like myself to buy into this skin care product.
My mistake was that I did fall under the spell and ordered the cream in August 2013. I am actually allergic to all these skin products and can’t use them on my own skin. However I do have a friend who is not allergic. I decided to give her a birthday present and I did.
When I examined my Capital One monthly bill, I noticed that I was charged for the product twice: at the beginning and the end of September. I immediately called, reported fraud, and canceled the card as lost or stolen. Imagine my surprise when I saw another charge of $39.95 in October!!!! The Capital one explained to me that just calling will not work, I had to fax a letter reporting the fraud so they could investigate. At the beginning of November I closed the card, faxed my request to investigate the fraudulent charges, and believed that was the end.
In December I was charged another $39.95 and in January the number increased to $48.95. I did not receive any product during all those months. After another telephone conversation 3 payments were returned to me, but by March I got 2 more charges on the closed account.
On March 6 I called again and this time we had a 3-way conversation. I was talking to both - Meaningful Beauty and Capital One at the same time. I was promised that the conversation was recorded and we agreed that Meaningful Beauty would close my account and return all the money to the Capital One and the Capital One will not charge my account because it is closed and has $0.00 available. You would think the problem was solved!!!!
On March 7 my card was charged $39.95 again.
Meanwhile everyday on TV I am forced to watch how beautiful Cindy Crawford looks when using the Meaningful Beauty product. I can’t change the channel, this commercial is on all of them. I have to share my story with all of you. Please, be careful. The face of a celebrity on the package does not mean the company is not a fraud.

Saturday, March 29, 2014

Why do I love Astrology?


In 1995 by accident I bought a book. It was Lynda Goodman's "Love Signs". I instantly fell in love with the book, the subject, and the author. This book was written with such love for people, understanding the beauty and individuality of each sign. I read all 914 pages, not at once, of course, but slowly, sign by sign, and my life was changed for ever.
At first I thought I just got lucky and ran into the best book and the most kind author on the subject. However, very soon I realized that the more books I read and the more astrologers I learn about the more kind and understanding of the human nature I get. I noticed I do not judge people as harsh as I used to do. I became more understanding and forgiving. I had more fun learning how different we all are.
Learning about the differences and individuality of each person was the most important lesson. I am a teacher who by definition has to teach the same material to all these different kids. Since I learned astrology, my work became more interesting too. I started to teach each individual student not classes full of kids.
This does not sound as a new thing now. Many teachers and researchers started to switch to this strategy lately. We created individualized or differentiated instructions, studied multiple intelligences. In other areas you can see the same trends not just with teachers: our mattresses are made with individualized numbers, we have our individualized insurance plans, medications schedules, diets, and even sinks that are designed just for you. Everybody is trying to find his or hers individuality now. It seems there is even less pair pressure among kids.
Do you know that all of that was predicted by astrologers and explained long ago as influence by our astronomical movement in the universe. We are entering new astrological Era - Era of Aquarius. Let's move on with minimal suffering.

Wednesday, February 5, 2014

Stay at home vs. Go to work


I recently realized why it is so much harder to stay at home with children, especially little ones, then to go and work.
Just think about it, imagine you have to ran after a toddler whole day long, or sit in a cubicle and type and click on the computer. This one is no brainer. Majority will choose the computer, it can be a stirring wheel of a bus or a train. We still will choose the job over the toddler. Give me other situations and I’ll adjust my examples.
I know why!
When you are working you plan and execute. You are the decisionmaker. You are doing your thing in your own order, with your own pace, and you can stop and leave some of the load to the next day. Sometimes you have to follow a very specific steps to complete your shift, you still decide when to start and when to finish it.
When you are left alone with a toddler you are not the decisionmaker any longer, the little one is. He wants to run you will have to ran, he wants to dramm you will watch and listen to the dramming until he decides to stop. The moment you give in and decide to play alone he already changed the plan to another unexpected adventure.
I, personally, get exhausted in 10 minutes. I admire people who can stay with their children and not go crazy.
Funny thing, if it is your job, it’s completely different. I was watching caregivers at LYFE centers a lot. They are magicians. They decide when the kids will eat and when they go to sleep. They decide when the music goes on and when the lights go off. The little ones learn very fast to follow the routine. I think it’s because they know and recognize the professional hand. The people in the nurseries know that too. After work, they take off the uniform and turn into one of us, a parent who now has to deal with their own decisionmakers.

Friday, June 21, 2013

Scoring the Regents

Here we are: It's June, Regents Exams are over and graduation is coming next Tuesday. However, there are no scores for the Regents. We do not know who graduates and who goes to the Summer school. It's a mess.

Why do politicians have to make politics even where it does not belong? Why do we always have to find somebody to blame when we run into a problem?

We have a mess with the Regents scoring only because the new system is coming to schools and the system is not completely ready to be used to all exams. It needs some adjustments like any new car need the parts to start working together and rub on each other.

We need this new system because it's efficient to use computers for scoring, not because the "scores were inflated" by teachers. What a bull....

We need the new system because we entered the 21st century and we do everything on the computers and on-line, shouldn't we score the papers on-line too? Of course we should!!!!

I scored Chemistry in January online. It was great experience. Fast, efficient, no paper cuts or paper dust. Old tests were recycled and I got the disk with my students' exams for storage. I love everything about the new system. It's coming and it's almost here.

Unfortunately, there are problems: politics and money. Naturally!

Politics, because they have to blame somebody for everything, so this change is blamed on the teachers who can't score their students' papers, but by some mysterious reason can score other teachers' students work. Same people, same students, same papers. I scored them the same way I always did. I do not care if the student is mine or somebody else's. Other teachers are like that too. It's our job to grade papers, we've done this for years. I like the new system, I hate being lied to.

With the new system a "for profit" corporation comes into the old public system. Now we have to share our tax payers' money with the company which scans and converts all exams into digital form. How much is too much? How much is enough? Who do we have to blame if the computer freezes?

Saturday, April 13, 2013

Who is more powerfull

This blog is about responsibility: mine or yours, our responsibility as teachers and as parents. When I first realized my answer to the question: who is more powerful I could not calm down for a while because it was against anything I had been taught.
It started easily, I was thinking of how much power I have over the lives of my students. I am the only one who decides if they pass or fail, if they can move on or get stuck in the same grade. How often I was considering to pass or to fail a student who produced a minimal amount of work, but could pass a test and could talk with me about the subject on equal terms. How often I was considering to pass or to fail a student who worked every day used a ton of paper and ink, but could not pass the test and would run away if I asked to talk about the subject. How many times I was holding a life of a student in my hands and deciding should I or should not I let him or her go on with their lives. Yes, as your life once depended on your teacher's decision, your child's life depends on another teacher's decision to pass or not to pass. We have this power over everybody at least once in their lifetime.
Subconsciously you know that. Nobody ever told you that, but you knew when the grade was not fair and you could not change it. You knew the power was not in your hands, not you, not your parents, not the principal could change this grade. A teacher could overused the power, by making you to retake a course. It can happen with young teachers who don't know their power yet. That happens less and less now, at least, in New York city.
I could talk a lot about the topic of grading, but it is not my question for today. I can talk about grading on another occasion. Today I am talking about power.
The day I realized how much power is given to me as a teacher over the lives of some strangers' children I, naturally, turned to my own children and it became obvious to me that I am completely powerless. They have all the power in the world over me. They can turn my life around with just one word.
Yes, we are physically bigger and stronger when they are just born, but they change our life so that it never goes back to what it used to be. We learn to live our new life which is turning around these new beings, our children. Their happiness make us happy, their dispare makes us go nuts with worry. You cannot sleep not just when they have colic, but also when they didn't come home on time. Don't blame the kids for not sleeping, it's not their fault, its their power talking and they are still learning how to use or not to use it.
One last thought: if you think you can overpower them imagine he or she ran away. Your life is over after that. They will be OK, they'll find how to survive without you.

Monday, December 24, 2012

Essay About Money

Here is another blog that spent a couple of years stored on Google without being published. This one I did not edit. I decided just publish it as is.

Everybody has some kind of a relationship with money. Some people try to save, some people try to spend, some people lend and the others borrow. We also have some kind of emotions towards the issue. The longer I live the more important the issue becomes.

I came from a country where we "didn't have money". Strangely, everybody worked, everybody had some salary, but the money was not an issue in the Soviet Union. There were hungry people, I think, but they were hidden somewhere so the general population could not see them. If we could not get something it was because "that" was not in the stores, not because we didn't have money for "that". Somebody might have a different image, but this is how I remember my youth.

When we came to America, money was not a big issue for us anyway. We had what we had and my husband soon developed a theory that, here you always have enough money for what you want: if you want to work on something you can get the tools to do the job, if you want to do sports you can get all equipment in the world, if you want to go camping, stop by the nearest department store and get yourself a tent and the matches. So we always did what we wanted for the lowest price we could afford.

This is why I was completely in shock when I read my daughter's essay about money. She wrote it in 4th grade in her English class. Imagine a little girl, 8 or 9 years old, writing about how bad money is, how money turns people into greedy creatures, how people should stop using money and life would become beautiful. Both, my husband and I, started to explain to the little thing that we tried that, we lived in a country without money and it was not beautiful. We talked and we talked, and we came back to the subject again and again. She didn't argue. She could not argue. We were so persuasive, knowledgeable, experienced. So we thought she understood.

Time passed by, my husband died, my children grew into adults, recently we came back to this conversation. Turned out She remembers it differently than I do. She says we were screaming like crazy, she couldn't say a word, so she decided not to talk to us about the issue, but she still believes the money makes people greedy and envious. This time, I could not completely disagree with her. The issue seems much more complicated now than it seemed 20 years ago.

Sunday, December 23, 2012

Should Schools be Profitable?

The "School reform" which politicians promise everywhere is in full swing in NYC. Schools are being closed other schools are being open. Some teachers are laid off, then hired again. More principals got more jobs: that's for sure, to rule higher number of smaller schools. Some say it works, others say it fails. How do you know? Who can understand what's going on? Why one school is chosen over another?

You can't find the answers in the Medea. I tried. The information is twisted, one-sided, and always blames the teaches for all the problems in education. Teachers are bad. Fire them all. Teachers are too lazy. Teachers have it easy. Teachers have a shorter day. Teachers have longer vacations. Remove tenure from teachers. Retest the teachers. Take their licenses away. They are doing nothing when nobody's watching.

The last one is my favorite :):):):) We have 34 times 5 pairs of eyes watching us everyday for 6 hours and 40 minutes. When they are not around we have meetings, workshops, or professional assignments. We can't use the bathroom when we need it. We can't drink coffee, or have our phone on. Every minute of our school day is measured, scheduled, and accounted for. This is why we have to grade the students' papers at home, plan out lessons at home, go to the bathroom at home.

I am not winning, it's my life, it's normal, just do not tell me that I have it easy. I am an experienced teacher who loves the job. I do need my 2 months in the summer to rejuvenate and bring my energy back. We start in September, in October I have my first nervous break down, feeling that they learn too slowly. By December I am back because they did learn something and show some progress. In January we have State Tests which usually change some students' standing on their way to the high school diploma. By February I develop a second breath and start new term very enthusiastically. March and April are always filled with a lot of learning and growing, but by May I can't remember what I am saying and have to start every sentence at least twice. Thank god we have State Tests in June or I would go crazy. In July I can only lay in my bed without any thoughts or plans because in September I have to start all over.

Now back to the reform: as I usually suggest, let's start with definitions. What is a good school? According to our current politicians in the city and in the country: a good school is a school that has the highest number of students who passed the State Tests and received the high school diploma. That's it. Simple and easy to check. Good teachers are those whose students pass the state exams, and bad teachers are those whose students do not. Again easy to define and easy to check. Maybe they are right, those current politicians?

I am working at a very prestigious school at this time after working for 20 years with the poorest population. This is a very pity place for kids: Teachers talk in quiet classrooms, write notes on the boards. Students memorize everything and pass all the exams with flying colors. They are all obedient kids, most of them are introverts, they got to this school by passing 3 hour written test and an interview. Are they real? Can we make all of them like that?

I wrote the above 3 years ago, but it was stored on Google as a draft. My life changed, I am not working at this school any longer, but I still feel the same about that place. So I'll finish this blog and publish it now.

The reform I was talking about converts public schools that use the taxes into charter schools that also use taxes. The difference is that public schools use all the money they received, but charter schools work for profit so they must have some of our taxes left for their own profits. And the other difference is that we take care of all and any children that come to us, but charter schools can refuse some "difficult" children their services.

I started this blog by describing my working conditions as one year cycle. The same happens in the charter schools. The teachers are as busy and as exhausted as we are. I know teachers from charter schools, they are great people and I know teachers from public schools they are absolutely great and I am proud to be one of them. Should the business model be applied to schools or not is for your, the public, to decide. Do you think that it is a good idea to make profits out of our tax money spent on our kids? I know I put this question in an unfair way, my opinion is too obvious :)

Memories and Assiciations

I started this blog because I wanted to pass on to my kids the thoughts and ideas about upbringing of children. I wanted to share my experiences and what I learned by doing, the mistakes I made, and the lessons I learned. I also wanted to tell them stories from my teaching years and the educational philosophies I share with some other people from my generation. I did not think I would have followers or that I would make a profound effect on future generations. Really, I always considered myself a representative of current trends, the majority. Whatever I think is the stuff that everybody thinks now. You can find books and articles with the same ideas and similar thoughts from many who lives at this time. Today's blog is not about bringing up the next generation, it is about saving ourselves. It's more egocentric and self-preserving. Let's save us from our own ignorance.

I am turning 60 this year. These are important years in anybody's life. These are years when Saturn comes out of its natal place in your astrological chart and your life starts a new cycle again. First time Saturn was in this place I'd been just born. Second time it was passing through this place we moved to America. This time I plan to retire as soon as I can afford it. Yes, I am moving into my golden years and dreaming about all the things I will be doing when I retire. However, the fact that I do have a pension and I will live pretty comfortably is not my own achievement. I have it thanks to the Teachers Union.

28 years ago when I just came to this country I didn't know that I had to take care of my old years. I came from the Soviet Union where it was the responsibility of the government and people could not change a thing about it. That part of our lives was a complete mystery for me. I remember going to all those pension meetings and hearing bla-bla-bla-bla. Could not understand a thing, I still can't sometimes. I only learned that the Union would take some money from my salary and save it, the City would double the amount, and that how I grow my pension.

Recently, I've learned a little more about my pension: the money is not just saved, the money goes to work. It is paid to the current pensioners and when I retire my pension will come from people who still work.

There are other choices in my pension plan, but they are optional so I never applied, they are called TDA and TD... something else. People who have those plans can save more from their salary by making investments. I could not even think about saving any more, I was bringing up 2 children alone, every penny was needed.

I have to tell you, you never stop learning. Things you ignored before as complicated become clear and simple. Things you could not hear or see because you were not ready to comprehend suddenly attack you from all directions and you begin to understand what they mean. Some time ago I completely understood things related to investments. The last drop came last weekend when I turned on channel 13 which I rarely watch (but donate a little and love Bill Moher). They were talking about sustainable or ethical financing, laws which came in the 90's and financial institutions that follow the laws.

I have been thinking for quite some time that we must change the way how the market works. It should not ignore the way companies produce or grow things. Investors must refuse to give money to oil companies and fracking companies, and GMO-chemical-making companies, and especially geo-engineers because they will kill us and our children very soon. It's stupid to pay money to be killed. Don't we want to protect ourselves and our children, don't we want to survive and prosper????

How stupid should you be? They spray you with aluminum and other heavy metals while experimenting with weather. They send Sandy on New York to bankrupt insurance companies, their competitors. They poison your water and food to extract gas out of rocks. They grow corn and soy which make living things sterile, unable to reproduce. They convert natural food into man-made addictive chemicals. All of that in the name of profit. And you pay, and pay, and pay for all of that. Do not complain about them. You gave them the money to do all of that, twice. First time when you invested your hard earned pension savings and the second time when you bought their products and participated in their experiments. I should exchange the “you” by “we” here, please, do not get distracted by this little typo. I am one of you.

I wonder how many of you know that your pension is growing because you invested in Coca-Cola? I am glad I did not have TDA, I did not participate in Coca Cola's privatizing of India's water. How many invested in oil companies? Can you move your money from oil into solar? I am not sure. Those of you who know, have to wait to this one month a year when you can rearrange your TDA choices. Even after that you will not really know who will grow your money and how, or will you?

The whole system of investment in pensions is so inert that I am not sure it can adjust to the new needs of the society and now our investments kill our children and grandchildren. There are people who live for the future, they already moved their money into sustainable and ethical businesses. Their money is really fluid, but there are too few of them. Majority of investors do not consider how the business affects their own lives while making the decision to invest or not, the only consideration is how high the dividends will be. So here is the contradiction – you invest your money in the businesses which eventually will kill you and your children and the planet Earth.

I watched channel 13 and learned that there are laws right now placed in the 90s about sustainable and ethical investments. Professional financiers who work with your money must know about and should not invest your money into businesses which damage the earth. If it worked the oil companies would not have any investor by now, but they do. So the laws are too weak and not enough. We have to wake up and save ourselves. Let's suffocate fracking and geo engineering, and gmo makers and many more killers by not giving them our money. Let's teach our children not to go work for them no matter how much they pay.